Effective date: October 20, 2026 · Last updated: October 20, 2026
These Terms of Service ("Terms") are a binding contract between you and Beach n Spicy LLC, a Florida limited liability company doing business as "Hosting Unfiltered" ("we," "us," "our"). They apply when you visit hostingunfiltered.com, use the member area, sign up for our free downloads or emails, or buy and use our online course "Hosting Unfiltered – The Short-Term Rental Course" (together, the "Services").
Please read these Terms carefully. They include an automatic renewal for the monthly and yearly plans (Section 7), a no-refund policy (Section 9), limits on our liability (Section 16) and rules for resolving disputes (Section 20). -->
This summary is for convenience only. The full Terms below govern.
Beach n Spicy LLC, 260 Calusa Blvd, Destin, FL 32541, USA. Email: [email protected]. Hosting Unfiltered is run by Patrick and Sara Pilko.
You accept these Terms when you check the box at checkout and complete your purchase, or when you create an account, sign up for a free download, or otherwise use the Services. If you don't agree, please don't use the Services.
Our Privacy Policy, Refund Policy and Disclaimer are part of these Terms.
To buy the course or create an account, you must be at least 18 years old (or the age of majority where you live) and able to enter into a binding contract. If you buy on behalf of a company, you confirm that you are authorized to bind it to these Terms, and "you" includes that company.
We keep a record of your acceptance (date, time, the plan you chose and the version of the checkout text you agreed to).
The course. "Hosting Unfiltered – The Short-Term Rental Course" is a self-paced online course. It currently has 10 modules with written lessons, videos, self-check quizzes, checklists, templates (PDF and Excel) and other downloads. The course description on our website at the time of your purchase describes what is included.
What is not included. The course is pre-recorded digital content. It does not include live coaching, one-on-one consulting, personal reviews of your property, deal, market or documents, or any guaranteed response from us on individual questions. We are happy to help by email with questions about access, billing or technical problems.
Free materials. Free downloads (such as our checklist, our free e-book and the free book chapter) are provided "as is" for your personal use under Section 5. They are subject to these Terms as well.
Updates. We update the course from time to time – for example when laws, platform rules or our own experience change. See Section 11.
We own the content. The course and everything in it – texts, videos, audio, images, quizzes, templates, spreadsheets, checklists, e-books, designs, and the names and logos "Hosting Unfiltered" – are owned by us or our licensors and protected by copyright, trademark and other laws. You don't buy the content itself; you buy a license to use it.
Your license. While your plan is active (or, for lifetime access, for the period described in Section 10), we grant you a limited, personal, non-exclusive, non-transferable, non-sublicensable and revocable license to access and use the course for your own education and to run your own short-term rental business.
Templates you may use in your business. You may download, fill in, adapt and use our templates (for example checklists, spreadsheets, guest messages and agreement templates) for your own properties and your own business, and you may share the filled-in or adapted versions with people you work with on a specific matter – for example your guests, co-hosts, cleaners, lenders, investors or advisors. You may not share, sell or publish the blank templates or the course materials as such.
What you may not do. Unless we agree in writing, you may not:
Protection measures. We may use technical measures to protect our content, such as personalized watermarks, download limits, access logs and limits on simultaneous sessions.
If you break these rules. Misuse of the content can cause us serious harm that money alone can't fix. We may suspend or end your access under Section 18 and seek any remedy available under law, including an injunction and damages.
Feedback. If you send us ideas or suggestions, we may use them freely without paying you.
Copyright complaints. If you believe something on our website infringes your copyright, email us at [email protected] with the details required by the Digital Millennium Copyright Act (17 U.S.C. § 512(c)(3)). -->
We currently offer three plans:
All prices are in U.S. dollars. Sales tax or similar taxes may be added depending on where you live; the total is shown at checkout before you pay. --> The price, plan terms and any discount shown at checkout when you buy apply to your purchase.
Payment. Payments are processed by our payment provider, Stripe. We never see or store your full card number. By purchasing, you authorize us (through Stripe) to charge your payment method for the first payment and – for the monthly and yearly plans – for each renewal until you cancel. If your card is replaced or updated, Stripe may receive updated card details from your card network so that your plan continues without interruption; you can change your payment method anytime under "My account."
Failed payments. If a renewal payment fails, Stripe may retry it over the following days and we may email you. If payment still can't be collected, we may pause or end your access until the outstanding amount is paid. We don't charge late fees.
Coupons and promotions. Coupon codes and special offers apply only as described with the offer, can't be combined unless stated, have no cash value, and – unless the offer says otherwise – apply only to the first payment. Renewals are then charged at the regular price shown at checkout.
Free or test access. If we offer free access (for example during a test phase), we don't ask for payment details and the free access simply ends – it never turns into a paid plan unless you separately choose to buy one. If we ever offer a free trial that converts into a paid plan, we will clearly tell you the price and the date by which you must cancel before you sign up, and remind you before you are charged.
YOUR MONTHLY OR YEARLY PLAN RENEWS AUTOMATICALLY UNTIL YOU CANCEL. At the end of each billing period, your plan automatically renews for another period of the same length (one month or one year), and we will charge the renewal price for your plan – currently $39.00 per month or $149.00 per year, plus applicable tax – to the payment method on file, until you cancel. You can cancel anytime online (see Section 8). To avoid the next charge, cancel before your renewal date, which you can always see under "My account." When you cancel, no further payments are charged and you keep access until the end of the period you already paid for.
Reminders. We send you:
Price changes for existing subscribers. If we change the price of your plan, we will email you at least 7 days and no more than 30 days before the new price first applies to you, together with instructions on how to cancel. For the yearly plan, a price change takes effect only at your next renewal. If you don't want to pay the new price, you can cancel before it takes effect. -->
Record of your consent. We keep a record of your consent to the automatic renewal terms for at least three years, or one year after your plan ends, whichever is longer.
You can cancel your monthly or yearly plan at any time, online, without calling anyone:
We confirm every cancellation by email. After you cancel:
You can come back and buy a new plan anytime. Lifetime access has nothing to cancel. Cancelling your plan does not delete your account; to have your data deleted, see our Privacy Policy.
Because you get immediate access to all digital course content, all sales are final. We do not offer refunds for the monthly plan, the yearly plan (including renewals) or lifetime access, and we do not make partial or pro-rated refunds when you cancel. The only exceptions are described in our Refund Policy – for example, billing errors, or where applicable law requires a refund.
"Lifetime access" means: you pay once, and you get access to the course for as long as we offer the course, and in any case for at least five (5) years from the date of your purchase. "Lifetime" refers to the lifetime of the course – not your lifetime or ours.
We regularly improve and update the course. We may add, change, reorder, rename or remove lessons, videos, templates or features – for example to keep information current, to reflect changes in laws or platform rules, or to improve the course. We won't make changes during a period you have already paid for that substantially reduce the course as a whole. If we do have to (for example because we stop offering the course), we will refund the unused part of that period on a pro-rated basis.
We may change the prices for new purchases at any time. Price changes for existing subscribers follow Section 7. The price you paid for lifetime access never changes.
Education, not advice. The course and everything we publish are for general educational and informational purposes only. They are not legal, tax, accounting, financial, investment, insurance or real estate advice, and no attorney-client, advisor-client or other professional relationship is created. Laws and rules on short-term rentals differ by state, county, city and homeowners' association and change often. Before you act, check the current rules for your property and get advice from qualified professionals.
Templates. Our templates (for example the co-hosting agreement template) are general samples. They may not fit your situation or comply with the laws where you live. Have them reviewed by a licensed attorney before you use them.
Investor topics. Course content about working with investors or partners is educational. It is not an offer to sell, or a solicitation of an offer to buy, any security, and it is not investment advice. Raising money from investors can be subject to federal and state securities laws – talk to a securities attorney before you raise money.
No guarantee of results. The numbers, returns and examples in the course and on our website are our own results from our own properties or illustrations based on stated assumptions. They are not typical and not a promise or prediction of what you will earn. Many people earn little or nothing, and you can lose money. Your results depend on your market, property, financing, regulations, effort and many other factors outside our control. See our Disclaimer.
Your responsibility. You are solely responsible for your decisions and your rental business, including compliance with all laws, permits, licenses, taxes, insurance, homeowners' association rules, lease terms, fair housing and accessibility rules, and platform terms.
The Services link to or mention third-party websites, platforms and tools (for example Airbnb, Vrbo, Booking.com, Hospitable or Hosthub). We don't control them and are not responsible for their content, products, terms or privacy practices. Your use of them is governed by their own terms.
Some links are affiliate or referral links – we may earn a commission or credit if you sign up through them, at no extra cost to you. See the affiliate disclosure in our Disclaimer.
Hosting Unfiltered is an independent course. It is not affiliated with, endorsed or sponsored by Airbnb, Inc., Vrbo (Expedia Group) or Booking.com. These names are used only to describe the course content.
We work hard to keep the Services available, but we don't promise that they will always be available, uninterrupted or error-free. We may carry out maintenance and updates, and services from our providers (such as hosting, video or email) can occasionally fail. You need a current web browser, an internet connection and an email address to use the course; you are responsible for your own devices and internet costs.
TO THE FULLEST EXTENT PERMITTED BY LAW, THE SERVICES AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT AND ACCURACY. WE DO NOT WARRANT THAT THE CONTENT IS COMPLETE, CURRENT OR ERROR-FREE, OR THAT THE SERVICES WILL MEET YOUR REQUIREMENTS OR ACHIEVE ANY PARTICULAR RESULT.
Some states don't allow the exclusion of implied warranties, so some of the above may not apply to you.
TO THE FULLEST EXTENT PERMITTED BY LAW:
(A) WE (AND OUR MEMBERS, MANAGERS, EMPLOYEES AND SERVICE PROVIDERS) WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, BOOKINGS, INVESTMENTS, DATA OR GOODWILL, ARISING OUT OF OR RELATED TO THE SERVICES OR THESE TERMS – INCLUDING ANY DECISION YOU MAKE OR ACTION YOU TAKE BASED ON THE COURSE – EVEN IF WE HAVE BEEN TOLD SUCH DAMAGES WERE POSSIBLE.
(B) OUR TOTAL LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THE SERVICES OR THESE TERMS IS LIMITED TO THE GREATER OF (1) THE AMOUNT YOU PAID US IN THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM, OR (2) ONE HUNDRED U.S. DOLLARS ($100).
These limits apply to every theory of liability (contract, tort including negligence, statute or otherwise). They do not limit liability for our fraud, gross negligence or willful misconduct, or any liability that cannot be limited under applicable law. Some states don't allow these limits, so they may not apply to you.
To the extent permitted by law, you agree to defend, indemnify and hold harmless Beach n Spicy LLC and its members, managers and employees from any third-party claims, losses, damages and costs (including reasonable attorneys' fees) arising from (a) your breach of these Terms, (b) your misuse of the course content, including any unauthorized sharing or distribution, or (c) your own rental, investment or business activities, including claims by your guests, partners, investors, landlords, associations or authorities.
We may suspend or end your access, without refund, if you seriously or repeatedly break these Terms – in particular if you share your account, distribute or resell course content, scrape the Services or misuse them in another way – or if we must do so by law. Where reasonable, we will warn you first and give you a chance to fix the problem.
You may stop using the Services at any time and cancel your plan as described in Section 8.
Sections 5 (except the license), 9, 12, 15, 16, 17, 19, 20 and 22 survive the end of your plan or account.
These Terms and any dispute between you and us are governed by the laws of the State of Florida, without regard to its conflict-of-law rules, and – to the extent applicable – by U.S. federal law. --> This choice of law does not take away any protection you have under the mandatory consumer protection laws of the state where you live.
Talk to us first. Most concerns can be solved quickly. Before starting any formal proceeding, please email us at [email protected] with your name, account email, a description of the problem and what you would like us to do. We will try in good faith to resolve it with you within 60 days.
-->Option A – Binding individual arbitration and class action waiver.
Option B – Courts in Okaloosa County, Florida.
If we can't resolve a dispute informally, it will be decided exclusively by the state courts located in Okaloosa County, Florida, or the United States District Court for the Northern District of Florida, and you and we consent to the personal jurisdiction of those courts. You may also bring an individual claim in the small claims court where you live. To the extent permitted by law, you and we waive any right to a jury trial and agree that claims may be brought only individually, not as part of a class action. -->
Time limit. -->
We may update these Terms from time to time, for example when we change our offer or the law changes. We will post the new version on this page with a new "Last updated" date. If a change is material, we will email active members at least 30 days before it takes effect. For subscribers, material changes apply from your next renewal after the notice period; if you don't agree, you can cancel before then. Changes to Section 20 will not apply to disputes we already know about. Changes to prices for existing subscribers follow Section 7.
Beach n Spicy LLC · Hosting Unfiltered
260 Calusa Blvd, Destin, FL 32541, USA
Email: [email protected]